Insurance
Critical Illness & Living Benefits
The research is clear - people are living longer. And the longer we
live, the more likely we are to develop a critical illness, such as
heart disease, diabetes, cancer and stroke.
If you, or another wage-earner in your family, developed a critical illness that made it impossible to work, could you cope financially? A scary question for most families, yet one that should be addressed before the need arises.
Critical illness insurance and living benefits are designed to fill the gap between life insurance and disability benefits. Unlike disability benefits, which are usually paid out monthly over time, critical illness insurance offers an immediate lump sum payment which can help you handle your pressing financial obligations, such as your mortgage, as well as medical expenses which might be incurred.
Our knowledgeable team can advise you on the diverse options now available to ensure you and your family would be taken care of, if faced with a critical illness. Eliminating the stress of worrying over financial obligations at such a time allows you to focus on what's most important - your health.